TWO Great Checking Accounts. Your Choice of Rewards!
GNB Cash | GNB Cash Back | |
|---|---|---|
Monthly Reward | Earn up to 4.33% APY** on balances up to $35,000. | Earn 5% cash back on debit card purchases up to $10 |
Refunds on ATM fees | ATM fee refunds up to $15 | ATM fee refunds up to $15 |
How to Qualify Monthly* | Have at least | Have at least 12 debit card purchases post and settle totaling a minimum of $200 (ATM transactions do not count) |
Free Tools | Free Debit Card and Online & Mobile Banking | Free Debit Card and Online & Mobile Banking |
No Penalty | Don't qualify? No problem! Try again next month. You still earn a base interest** | Don't qualify? No problem! Try again next month. |
Boost your savings with GNB SAVER - an automatic way to save!
Have your rewards transferred into a GNB Saver account to earn even more interest!
Learn more.
*Qualifying transactions must post and settle during the qualification cycle. “Monthly Qualification Cycle” means period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit one account per SSN. A $25 fee will be charged if account is closed within 6 months of opening. Fees may reduce earnings. No minimum balance required to earn or receive account’s rewards. Rewards less than a penny cannot be distributed. Minimum opening deposit is $50. Rewards will be credited to your account on the last business day of the month. May not be used for commercial purposes.
**GNB CASH - Balances in excess of the maximum balance noted for the qualified tier will earn 0.05% APY (Annual Percentage Yield**). Any interest earned is automatically transferred to your GNB SAVER account. Interest rate may change after account is opened. All tiers eligible for ATM refunds up to $15.00. Non-Qualifying accounts will earn 0.01% APY, not eligible for ATM fee refunds. APY effective March 2, 2026 and is subject to change without notice.
GNB Cash**
Rewards Checking with great interest rates.
Account Details
- Earn up to 4.33% APY on your balance.
- No Monthly Service Fees.
- Free Online & Mobile Banking for easy access.
- Requirements: Complete qualifying transactions each month. This account has 3 tiers, letting you choose the rate you can achieve.
- Perfect For: Customers who want to maximize interest without extra costs.


GNB Cash Back
Rewards Checking that earns you cash back on debit card purchases.
Account Details
- Get Cash Back on everyday debit card purchases -- up to $10/month!
- No Monthly Fees.
- Free Online and Mobile Banking included.
- Requirements: Complete qualifying transactions monthly.
- Perfect For: Frequent debit card users who love rewards.