SMALL BUSINESS SERVICES

GNB understands the unique challenges facing farmers and small business owners in rural communities. GNB's experience, stability, and agricultural heritage have prepared us to serve both large and small farm and business customers. We can provide the financial services you need to get you started in business... and help keep you there.

Private Business Manager - Let GNB handle your accounts receivable and billing for you!

GNB Recordkeeping - Take the headache out of your monthly bookkeeping. Personal Accountants provide balance sheets and income statements based on your account activity.

ACH Origination - Streamline your payroll process by eliminating check preparation.

Merchant Credit Card Program - Convenient local service for your business credit card program.

Employee Retirement Plans - From 401(k) plans to SEPs and SIMPLEs, the experts at GNB can help you administer this key employee benefit.

Remote Deposit - Electronically transfer your bank deposits of checks using a desktop scanner and a secure Internet connection. You - and your deposit - never leave the office, but your deposit is credited to your business account the same day.

Click here for more Remote Deposit Information

BUSINESS & AG BANKING

Grundy National Bank is situated in the midst of some of the best farmland in the country, and has been a strong and consistent partner to area ag operators during its 70 year history. GNB's experienced team of ag lenders know farming - they live it! Call on Duane Dirks, Terry Mennen, Shane Tiernan, Bob Johanns, Ken Kiene or Dave Graham for agricultural expertise.

GNB Business Checking - Whether you deposit at the teller line, the drive-up windows, or use the night depository, GNB's friendly and accurate tellers will verify your deposits and assist you with your other banking needs. Business Checking provides monthly statements, with maintenance charges based on account balance and activity. An earnings credit is applied to offset maintenance charges, based on the average daily collected balance in your account.

Business Select Checking - For businesses that operate as proprietorships or husband and wife partnerships, the Business Select account is an economical way to take care of day-to-day business checking needs. The account earns interest on the daily collected balance.

BUSINESS & AG BANKING LOANS

The financial needs of a farm or small business are complex. You need a lender who provides sound advice, with experience you can depend on. GNB lenders Duane Dirks, Terry Mennen, Dave Graham, Shane Tiernan, Jeff Burris, Ken Kiene, and Bob Johanns have the experience you need.

Agriculture Operating - Farm operators depend on the strength and soundness of GNB, and appreciate the expertise of farm lenders who know agriculture! The financial needs of a farm operation are complex, and financing crop input expenses, livestock purchases, machinery, and operating expenses is convenient with a GNB line of credit.

Ag Machinery - Specifically designed for the purchase of new or used farm equipment, GNB's machinery loans can be financed over a longer period of time to help keep annual payments low.

Agriculture Real Estate - Farmland purchases can be financed for the long term with a variable or fixed-rate loan from GNB. Or take advantage of current market rates for refinancing an existing farm real estate loan.

Business Loans - Finance the purchase of a business, commercial property, or equipment and fixtures with the help of GNB. Loans are available to finance inventory, as well. GNB is a strong partner for your business financial needs.

Small Business Administration (SBA) Loans - SBA guaranteed loans provide the opportunity for business owners to finance working capital, equipment, and real estate utilizing the SBA program.

Leasing - GNB will help tailor a lease that fits your operating goals. Competitive rates, terms, and conditions are available for any equipment you are planning to lease.